Tool · JoSAA decision · Live, client-side

IIT/NIT seat vs MS abroad — the payback on each path

Allotted a seat and wondering whether to take it? Three real paths, payback in years for each, a recommendation for your branch. India is never hidden.
Loading…
Loading…
Loading…
Personalise in the payback calculator → Read the full guide →

How to read this

Each card runs the same payback math (total cost ÷ net annual salary) on a different path. Scenario A — take the seat, work 2–3 years, do a (often employer-funded) MS later. Scenario B — take the seat, MS abroad immediately after BTech. Scenario C — skip the seat for a full undergraduate degree abroad. When C's payback is worse than A and B, the tool says so plainly — full UG abroad is rarely the rational money choice versus taking a low-cost Indian seat first.